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          21 Jun 91 21:58:00 EDT
Date: 21 Jun 1991 21:37-EST
From: Monica.Cellio@NL.CS.CMU.EDU
Subject: health care
To: pghguide@K.GP.CS.CMU.EDU, bovik@K.GP.CS.CMU.EDU
Message-Id: <677554665/mjc@NL.CS.CMU.EDU>

I strongly recommend *against* dealing with HealthAmerica. 

They are extremely inefficient, somewhat incompetent (e.g. dispense 
misinformation), slow, and in general a hassle to deal with.  Because
you take what doctors they have available, you have little say in the
quality of your care.  (In fact, often times you have to settle for a 
phone consultation because they don't think it's serious enough to rate
anything more, like seeing one of their nurse practitioners.)

Here's my latest HA story: in November I contacted them about a piece
of minor elective surgury that my policy (note: not through CMU) lists
as covered modulo a small co-payment.  I actually had the surgury last
week.  Quite a bit of time elapsed in the meantime; all but a month of
the delay was their fault.

Rough chronology:
  November: call asking for appointment for pre-surgury exam; get told
    first available is mid-January.
  Mid-January: have checkup, everything is fine, told to call them next
    day to schedule.  (Note: doctor explained all the risks, etc. at this
    time, and I told her I wanted to have it done.)
  Next day: I call to schedule surgury; the person I talked to said "did
    you sign a consent form?".  No I hadn't; I hadn't known.  Can they mail
    it to me?  No, it has to be done in person.  Fine, can I stop in tomorrow
    and do it?  No, it has to be done in front of my doctor, after a full
    explanation of the risks, etc.  I tell them I've already had that
    conversation; they say that's not good enough and I have to schedule
    another appointment to sign the form.  First available is late 
    February.
  Late February: meet with doctor to sign form and attempt to schedule
    surgury.  Get told that since I'm "so young" (I'm 27), I have to 
    "pass" an exam with their mental health people first.  This is absurd,
    I say.  It's the rules, they say.  I grumpily tell them to give me
    the first available slot, which is in early April.  (Aside: this 
    requirement is quite likely illegal, and I will be investigating that.)
  Early April: everything's fine as far as their pshrink is concerned.
    I wasted more time in transportation and waiting around than in 
    actually talking to the person.  The conversation could easily have
    been held over the phone.
  That day: I call my doctor's department to say that everything is fine,
    and can we schedule the damned surgury now?  Did I have a full exam
    in January, they ask?  How should I know?  The appointment was scheduled
    with the intent of doing this surgury, so I assume so.  The HA drone
    shuffles some paperwork and informs me that I certainly didn't have
    blood tests in January and that's part of the full exam, so I have to
    schedule one of those.  For early May.
  Early May: Go back for exam and blood tests.  Ask doctor and three other
    people if they're all *sure* I don't need anything further.  No, I 
    can call so-and-so to schedule now.  Let's do this now, in person,
    I say, just in case any other hitches arise.  They tell me where to
    find the person in question, and an hour later I have a surgury date.

At this time I was told, by someone who had my chart in front of her, that:
  - My surgury was at 9am and I'd be out of the hospital by noon or 1
  - I'd be sore for a couple days
  - if I had it done on a Friday I'd be able to go to work Monday
  - I'd have to refrain from certain other activities for a week.

They offerred me a date in mid-May; I was planning to go out of town for
a week, about a week and a half after that, and decided not to risk it.
(I'd definitely be partaking of the restricted activities during that
trip.)  That's why my surgury was in mid-June.

Last week, after the surgury, when I was still in the hospital at 9pm
and finally seeing my doctor for the first time since before the cutting
began, my doctor laughed at what I'd been told, said I'd be off work for
a week, and that I couldn't partake of that particular activity for at
least 4 weeks, when I'd have a followup exam with her.  Good thing I 
trusted my instincts over what I'd been told by the drone!  (It turns
out that there are two ways to do what I had done; what I was told is
true for one way, but it very clearly said on my chart that I was having
the other (safer) procedure.)

Seven months, a week of lost work at a very bad time, and quite a bit
of lying, misinformation, and aggrivation later, it's almost over.  I
will not be renewing my HealthAmerica policy.

Oh, what was the "extreme" surgury that required so much running around,
a sanity check, and whatnot, because I couldn't possibly be trusted to make
such a decision on my own no matter *how* much time had elapsed since my
initial request?  A tubal ligation.  Why might the sanity check be illegal?
Because they don't require it of men who want vasectomies.

Cheers.

					Monica
