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          1 Apr 96 0:31:22 EST
Date: Mon, 1 Apr 96 00:23:06 EST
From: Sanjiv.Singh@H.GP.CS.CMU.EDU
To: bovik@H.GP.CS.CMU.EDU
Subject: Mortgage Broker 

Previously I had reccomended United Financial Technologies
(despite its interesting name) as a mortgage broker.  I had
worked with a broker named Galip Adatepe and was pretty
impressed by how thorough they were.  The other nice thing
about dealing with UFT is that they did not have me pay an
application fee until all the financing was worked out unlike
many other places that wanted the application fee up front.

Recently, we were looking for a mortgage and I got back in
touch with UFT and was connected to Paula Cook.  The financing
finally got sorted out but I do not reccomend this woman.
After much thought it seems that the problems were more with
her than with the company.  At the outset Paula seemed fairly
knowledgeable but she seemed to screw up a lot.  At the end,
the closing was postponed twice and she spent a lot of time
apologizing.  

I would not trust her again.

						-Sanjiv
