Date: Wed, 22 May 1991 21:46-EDT
From: Mark.Kantrowitz@GLINDA.OZ.CS.CMU.EDU
To: bovik@K.GP.CS.CMU.EDU
Subject: Re: Apartment Insurance

Forwarded from cmu.misc.market:


Here are the results of my plea for help with renter's insurance.  Thanks
to all that responded!

> Excerpts from mail: 7-May-91 insurance Monica.Cellio@K.GP.CS.CM (408)

> Just last night I began the process of switching my renter's insurance
> from Liberty Mutual to Prudential.  Prudential's price is almost 20% lower
> even *after* taking into account that I wanted to itemize a musical
> instrument that I hadn't been itemizing before.  The agent I dealt with
> was very helpful and friendly; his name is Ed Molley and his number is
> 366-0800.  He even makes house calls!

> 					Monica


> Excerpts from mail: 7-May-91 Re: Apartment Insurance Paul
> Woodford@raman.ece. (465)

> Have you checked out Bovik?  (In case you don't know what it is:  Bovik is a
> database of comments by students, faculty, and staff of CMU on all sorts of
> things, including insurance.  Try typing "man bovik" - I think that should
> tell you all you need to know.)  Personally, I have insurance with Craig
> Evans, who is a State Farm agent in Squirrel Hill.  I personally haven't had
> any claims, but he had good recommendations in Bovik.

> Paul
> woodford@raman.ece.cmu.edu


> Excerpts from mail: 7-May-91 apt. insurance Jeffrey.Friedl@NATASHA.M (1118)

> I shopped around a bit, and one place (where I eventually got my insurance)
> had a much lower price.  Leshigo and Associates.  If you call (they're in
> the book), ask for Bob Leshigo. He sounds like a really nice guy, and if
> you can get by his 3rd-grade handwriting (matches mine!), he seems pretty
> comfortable to deal with.

> I got $8,000 (or maybe $10,000 -- I don't remember) of coverage with
> a $100 deductable for $70-something (it would have been less for the
> more common $250 deductable, but not enough, I though, to make it worth it).
> Some other kind of personal-liability insurance ($300,000) got thrown in
> there, but I don't really know much about it...

> I got this about a month or so ago.

> Hope this helps,
> 	*jeff*
> ------------------------------------------------------------------------------
> Jeffrey Eric Francis Friedl        jfriedl@cs.cmu.edu -or- jfriedl@omron.co.jp
> Omron Corporation, Section RZE, Shimokaiinji, Nagaokakyo-city Kyoto 617, Japan
> Currently, visiting researcher to the MACH project, Carnegie Mellon University

> All apparent misspellings are really the result of dirty communication lines.


> Excerpts from mail: 7-May-91 Re: Apartment Insurance Dana Lindsay
> Rinehart (803+0)

> My boyfriend and I got $14,000 worth of insurance (that's what we
> roughly estimated the *present value* of our stuff to be worth) *with*
> replacement value (which means that if our TV gets stolen, the insurance
> pays the cost to go buy a brand new one, not what the old one was worth
> when it was stolen) for about $100 a year.  I also have my car insurance
> with the same company, so I know that they gave us a bit of a break on
> the price, but I don't know how much.  We figured, for that price, we
> can't afford to not get insurance.  I think the price for the insurance
> without replacement value was about $15 a year less.

> Now that we have the insurance, I would pay twice that amount for the
> peace of mind I have, knowing that we're insured.  By the way, our
> company is Amica.  Good luck!

> Dana Rinehart 

> Excerpts from mail: 7-May-91 Re: Apartment Insurance Howard C
> Read@miata.ece. (368)


> I shopped around and found Amiga to be generally helpful
> and reasonable. At the end of each year, they return a portion
> of your premium in the form of dividends. It usually
> turns out this is about 25% of your premium.

> I've never made a claim, so I can't tell you how helpful
> they are with that, but they are friendly and helpful
> with every other service.

> -howard




> Excerpts from mail: 9-May-91 Re: Apartment Insurance Russell Davis (222)

> John,

> I have a friend who works for a Insurance Company and I just purchased
> tenants insurance and it is a flat rate no matter what agent you choose.
> I premium is based on how much coverage you want, 10,000, 15,000 etc..

